Proof of insurance should be required for all jobs, big or small. This form typically is sent directly from the insurance agent. Someone’s word is not good enough; get proof. If you have any doubts, contact the insurance company directly. Insurance information should be provided before any work takes place on your property. Many types of insurance include:

General Liability - This insurance covers damage to property and people other than employees. $1 Million minimum coverage should be provided.

Auto Liability - This insurance covers damage done by automobiles. $1 Million minimum coverage should be provided.

Workers Compensation – This insurance covers damage to employees. $1 Million minimum coverage should be provided. See Workers Comp. page for more details.